Your Finances and Life are Connected.

Your Strategy Should Be Too.

Most people’s finances are managed in pieces — investments here, insurance there, taxes in another corner.
The problem? Life doesn’t happen in silos. And neither should your wealth strategy.

Clarity. Confidence. Control.

Our 360° Wealth Advisory Process helps you see your entire financial picture, create a plan that’s truly yours, and take action with purpose — all grounded in your goals, values, and real life.

JWA + You

Because building wealth isn’t just about investments — it’s about connecting every part of your financial life: investments, taxes, insurance, cash flow, estate planning, and risk management — into one coordinated plan designed for you.

From Big Picture to Clear Advantage

How Our Approach Differs

Traditional Approach Our 360° Wealth Process
May focus primarily on investments Looks at your entire financial life: investments, taxes, insurance, cash flow, and estate planning
Often follows a one-size-fits-all model Creates a personalized plan based on your unique goals, values, and life circumstances
Communication can be reactive You receive proactive guidance with regular check-ins and strategy reviews
Performance often discussed in isolation Considers performance in the context of your long-term plan and life priorities
Recommendations may be product-driven Advice is fiduciary-based, putting your best interests first

For informational purposes only. Not investment advice. Outcomes are not guaranteed.

When you work with us, you’re not just getting a portfolio. You’re gaining a partner who looks at the whole picture, not just the pieces.

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The 360° Wealth Process

Our Time-Tested 5-Step Approach

  1. CLARIFY Understand your full financial picture
  2. STRATEGIZE Align actions with what matters most
  3. ACT Execute your plan
  4. GROW Optimize & build long-term wealth
  5. PROTECT Preserve your wealth & legacy

360° Wealth in Action

Integrated Strategies. Tangible Outcomes. Real Life.

It’s one thing to talk about a process.
It’s another to see how it could work in real life.

These are examples of the challenges high achievers like you face — and how a 360° strategy can be built to help you meet them head-on.

  1. Turning High Earnings into Lasting Wealth

    The tension: “On paper I’m doing great, but most of my net worth is my house and company stock. If the company or market wobbles, so does my plan.”

    How a 360° Wealth Strategy Could Work:

    • Rebalance a house + company-stock heavy balance sheet to improve liquidity and diversification.
    • Live on base salary; earmark bonuses toward long-term growth and a dedicated liquidity sleeve.
    • Reduce single-stock exposure with a tax-aware sale plan.
    • Coordinate with a CPA on tax-aware investing, HSA strategy, and a Solo 401(k) for the spouse.
    • Right-size life insurance and align titling with trusts.

    Potential result: A more resilient, tax-smart plan—less dependence on one company, more freedom to make life and career moves.

  2. Balancing Today’s Choices with Tomorrow’s Goals

    The tension: “We want a home, but rates and prices are high. Are we losing ground by renting?”

    How a 360° Wealth Strategy Could Work:

    • Model rent-vs-buy with realistic timelines and total-cost math.
    • Choose to rent for the near term; put excess cash to work in a long-term portfolio.
    • Build a “housing opportunity fund” to be ready when the right place appears.
    • Optimize 401(k) allocations for tax deferral.
    • Secure appropriate life insurance and review other coverages.

    Potential result: Confidence to wait without falling behind—wealth compounding now, optionality preserved for a future purchase.

  3. From Spotlight On Stage to Security Off

    The tension: “A major liquidity event changed our financial picture overnight, but future income is unpredictable. How do we protect our lifestyle and avoid costly mistakes?”

    How a 360° Wealth Strategy Could Work:

    • Tie the budget to portfolio sustainability, keeping lifestyle within investment guardrails.
    • Set aside meaningful cash to buffer income volatility.
    • Coordinate with a CPA to manage event taxes and position assets for tax-efficient growth.
    • Confirm life insurance needs and establish/upgrade estate documents.
    • Build a diversified portfolio to reduce reliance on one income stream while balancing growth and risk.

    Potential result: A values-based plan that helps protect today’s security, smooths unpredictable income, and keeps long-term lifestyle goals on track.

  4. The Entrepreneur’s Launchpad

    The tension: “New business, young family, cash needs now—how do we fund the runway without starving the future?”

    How a 360° Wealth Strategy Could Work:

    • Structure tax-aware liquidity for start-up costs.
    • Build a 12–24 month runway budget for peace of mind.
    • Use a low-income year for Roth conversions to pursue tax-advantaged future growth.
    • Defer 529 funding to keep flexibility.
    • Calibrate personal and business insurance for the right level of protection.

    Potential result: Breathing room to build the business—while future wealth continues compounding in the background.

  5. The High-Earning Family Strategist

    The tension: “High income, high tuition, relocation, 15-year retirement goal—lots of moving parts, no single plan.”

    How a 360° Wealth Strategy Could Work:

    • Reduce equity concentration and right-size fixed income inside tax-advantaged accounts.
    • Define compensation targets for the new role and set a home-buy budget.
    • Use state 529 benefits for K–12; coordinate HSA strategy with a CPA.
    • Add life and umbrella coverage to protect growing assets.

    Potential result: A coordinated path to the 15-year goal—cash flow, taxes, portfolio, and protection all pulling in the same direction.

  6. The Strategic Real Estate Investor

    The tension: “Great assets, but illiquid. Markets and rents move—how do we protect the family and still grow?”

    How a 360° Wealth Strategy Could Work:

    • Balance an illiquid real-estate-heavy balance sheet with liquid investments.
    • Set minimum annual income targets from properties to support lifestyle needs.
    • After a sale: fund a non-retirement portfolio and a two-year cash buffer.
    • Open a Solo 401(k) for tax planning and retirement savings.
    • Review life insurance and trusts for young-family protection.

    Potential result: More liquidity, cleaner cash flow, and a plan that supports both real-estate ambition and family security.

Your life, goals, and challenges are unique.
Your wealth strategy should be too.

If you want clarity, confidence, and a plan that covers all 360° of your financial life, let’s start the conversation.

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Delivering on
Our Promises

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The foundation of our practice is built on the promises we make to our clients. As a fiduciary, we are legally and ethically committed to putting your best interests first. Your success is our success, and we take that responsibility seriously. Our process is designed to provide you with the knowledge, tools, and strategies you need to build sustainable wealth.

Questions?

  • At Julius Wealth Advisors we work with high earners who are not wealthy yet (HENWYs), small business owners, athletes, and entertainers. You can count on an educational experience that conveys unparalleled financial expertise. We endeavor to build a personal relationship with each client and support our clients to make better investment decisions. We’ll huddle often, because we’re confident hands-on coaching will help you win. Our style is highly collaborative. At JWA you are not a number, you are a relationship. If these attributes resonate, JWA is right for you.

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  • Building wealth takes commitment from both sides. We intentionally choose to work with people who are ready to tackle their financial needs, goals, and fears head-on. We’re committed to those willing to explore new ways of working and dig deeply to pursue what they want whether it’s growing wealth that endures or managing peak earnings, bonuses, windfalls. If the above resonates and you are seeking a coach by your side along your financial journey, we’re ready to get started.

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  • Good question; bottom line, some do and some don’t, and some offer other services in varying degrees.

    At JWA, in addition to investment management, we work with our clients on financial management including balance sheet & cash flow optimization, tax efficiency considerations, college planning, trust & estate design, and contingency planning, in addition to other focus areas based on your unique needs, goals, and objectives.

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Let Us Partner with You

Julius Wealth Advisors is here for you. Don't wait a day longer: contact us today and take control of your financial future. Let’s build a legacy of wealth and financial security together.